Best Price Guarantee

Terms and Conditions for $500 Guarantee Program  

If you close a loan with another lender offering a better combination of interest rate, fees, and monthly mortgage insurance (if applicable), we’ll send you a $500 check—no gimmicks. To ensure a fair comparison, here’s what you need to do:  

Conditions for Eligibility:  

1. Provide a Competing Loan Estimate  
        - Submit a detailed, written Loan Estimate from another lender, including:  
        - Lender’s name, quote date, loan type, and term  
        - Purchase price/property value & loan amount  
        - Interest rate, APR, and exact lender fees (origination, discount points, credits)  
        - Third-party fees (appraisal, credit report, title charges)  
       - You must apply with Fundus Mortgage and request a Loan Estimate on the same day, and allow us to review both offers with you.  
          Why same-day? Rates change daily—sometimes multiple times in volatile markets. Comparing quotes from different days doesn’t give an accurate picture.  

2. Lock Your Rate & Submit Proof  
   - If you choose the competitor’s offer, lock your rate with them the same day you receive both quotes.  
   - Within 48 hours (two business days) of locking, email us:  
     - A complete, unaltered Loan Estimate (LE) from the lender  
     - Must show locked rate, fees, mortgage insurance (if applicable), and match the original quote  

3. After Closing, Submit Final Docs  
   - Within 48 hours of closing, provide:  
     - Your signed Closing Disclosure (CD) (all pages)  
     - The final loan Note  
   - Documents must exactly match the original Loan Estimate and locked LE.  

4. Claim Your $500  
   - If we cannot meet or beat the competitor’s offer and all terms are verified, we’ll send you a $500 check within 30 days.  
   - Disqualification: If we present a meet or better offer before closing and you decline it, you forfeit the guarantee.  

Restrictions:  
- Applies only to fixed-rate Conventional, FHA, and VA loans (no Jumbo/High Balance loans).  
- Loan amount must be $200,000 or higher.**  
- Excludes builder-affiliated/preferred lenders.  
- Only valid for identical loan products offered by Fundus Mortgage.  

Why Trust Fundus Mortgage?  
Some lenders use misleading tactics—we don’t. By leveraging our strong lender relationships and transparent pricing, we ensure you get the best possible deal. If we can’t meet or beat it, we’ll pay you $500 for your time.  

(Fundus Mortgage reserves the right to modify or discontinue this offer at any time.)  

Thank you for choosing FUNDUS MORTGAGE CORP. We are dedicated to providing you with the best prices and exceptional service. Start shopping with confidence today!