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REFINANCE LOANS

Refinancing your mortgage essentially means replacing your original loan with a new one, ideally with better terms. Whether you're looking to lower your interest rate, reduce your monthly payments, or even tap into your home’s equity for that dream home project and/or debt consolidation, refinancing could be a great option.

 

FHA LOANS

It's easy to understand why many people looking for a new home are turning to FHA insured loan. Because FHA Loans are insured by the Federal Housing Administration, homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.

VA LOANS

VA loans are a fantastic benefit for veterans, active-duty service members, and certain members of the National Guard and Reserves. These loans, backed by the U.S. Department of Veterans Affairs, offer several advantages that make homeownership more accessible and affordable for those who have served our country.

CONVENTIONAL LOANS

When it comes to financing your home, understanding the various types of loans available is crucial. One of the most common options is the conventional loan. Unlike government-backed loans, conventional loans are not insured or guaranteed by federal agencies.

COMMERCIAL LOANS

Commercial loans are a vital financial instrument for businesses looking to expand, purchase property, or invest in new equipment. Unlike residential mortgages, commercial loans are designed specifically for business purposes and often come with different terms and conditions. 

DSCR LOANS

In the realm of real estate financing, DSCR loans have emerged as a pivotal tool for investors looking to maximize their property portfolios. DSCR, or Debt Service Coverage Ratio, refers to the ratio of cash available to the borrower to cover their debt obligations. Essentially, this metric helps lenders assess the financial stability of an investment property.


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About us

 

At FUNDUS MORTGAGE CORP, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.